JMH Financial
Mortgages for the Self Employed
Struggling to secure a mortgage because you’re self employed?
Our expert advisers work with lenders who understand your income — helping you find the right deal.
No obligation, speak to a specialist today!
✔ Whole of market mortgage access
✔ Specialist advice for self employed applicants
✔ Regulated advice through our network
✔ Personal, one-to-one support
Getting a Mortgage When You’re Self Employed Can Be Challenging
If you’re self employed, a contractor, freelancer or business owner, you may already know that getting a mortgage isn’t always straightforward.
Many high street lenders struggle to assess self employed income, which can lead to:
- Applications being declined
- Lower borrowing amounts than expected
- Confusion around what documents are needed
But that doesn’t mean you can’t secure a mortgage.
We Help Self Employed Applicants Get Approved
At JMH Financial, we specialise in helping self employed clients secure mortgages that suit their circumstances.
We work with a wide panel of lenders, including those who understand:
- Limited company directors
- Sole traders
- Contractors
- Freelancers
- Business owners with complex income
Our advisers take the time to understand your income structure and match you with lenders who are more likely to approve your application.
We Help Self Employed Applicants Get Approved
At JMH Financial, we specialise in helping self employed clients secure mortgages that suit their circumstances.
We work with a wide panel of lenders, including those who understand:
- Limited company directors
- Sole traders
- Contractors
- Freelancers
- Business owners with complex income
Our advisers take the time to understand your income structure and match you with lenders who are more likely to approve your application.
Why choose JMH Financial?
✔ Access to 100s of mortgage deals across the market
✔ Specialist lenders for self employed applicants
✔ Advice tailored to your income and circumstances
✔ Help with affordability and borrowing potential
✔ Support from application through to completion
Simple, Straightforward Mortgage Advice
Step 1
Speak to an advisor
We’ll discuss your situation, income and goals.
Step 2
Explore Your Options
We search the market to find lenders suited to you.
Step 3
Get Your Mortgage Approved
We guide you through the process from application to completion.
Frequently Asked Questions
We have all the answers to all your questions… get in touch today for a quick informal no obligation chat.
Can I get a mortgage if I’m self employed?
Yes, many lenders offer mortgages for self employed applicants, especially when you
work with a broker who knows where to look.
What if I do my own accounts?
How many years of accounts do I need?
Typically 1–2 years, but some lenders may accept less depending on your situation.
Will I need a larger deposit?
Not always, this depends on your income, credit history and lender criteria.
Take The First Step Towards Your Mortgage
Getting a mortgage when you’re self employed doesn’t have to be complicated. With the right advice and access to the right lenders, you could be closer to approval than you think.
Find out if you could be approved.
Speak to a mortgage specialist today and explore your options .
