JMH Financial
Get in Touch
We’re here to help | Call 07538286914
Appointment booking
Get in touch with JMH financial today either by telephone or by email for an informal chat to discuss what you need and to see how we can help you.
Track Your Application
You can get in touch with us at any time to check the progress of your application and discuss what is happening with your financial application. Whether that be double checking if anything is still required and to get updates regarding underwriting and what is to happen next.
Interested in discussing?
Please fill out our contact form and we will get back to you as soon as possible!
Get in Touch
JMH Financial, 43 Western Way, Whitley Bay, NE26 1JE
Our office hours are Monday to Friday 08:00 – 17:30.
Closed Saturday and Sunday.
Appointments available outside the above times available by request
Frequently Asked Questions
We have all the answers to all your questions… get in touch today for a quick informal no obligation chat.
How much deposit do I need?
Understanding the full landscape of your deposit requirements can feel daunting, but JMH Financial is here to guide you every step of the way. Whether you are a first-time buyer eager to take that exciting leap into homeownership or an experienced investor looking to expand your portfolio, we tailor our advice to suit your unique financial profile.
Why use a broker?
At JMH Financial, we understand that navigating the mortgage market can feel overwhelming, but our dedicated team is here to transform that experience into one of confidence and clarity. By working closely with you, we take the time to understand your specific needs and aspirations, allowing us to tailor our approach and find the financial solution that best suits your unique circumstances. With access to a wide range of lenders and mortgage products, we simplify the complexities of securing a mortgage, ensuring you’re equipped with the right information and support every step of the way. Together, we turn your dreams into reality, making homeownership or investment a seamless journey.
How much can I borrow?
This is an important question to consider. Most banks and building societies utilize an affordability calculator to evaluate your borrowing potential. This assessment takes into account various factors, such as your income, expenses, and any financial dependents you may have. Since a mortgage represents a significant financial obligation, we are committed to recommending only those options that fit your budget. As lending criteria can differ from one institution to another, allow JMH Financial to guide you through this process and help you determine what you can afford.
What happens after our first appointment?
After our initial appointment, we will take the time to review the insights gained during our discussion and begin to develop a personalized financial strategy tailored to your unique needs and goals, ensuring a clear path forward towards achieving your financial aspirations.
Do you charge a fee?
We frequently hear from clients who initially reached out to no-fee brokers in hopes of saving money, but their experiences often involve unreturned calls and slow service. At JMH Financial, we believe in the value of a dedicated service, which is why we charge a fee. Our fee of £399 is payable only upon receiving your mortgage offer, ensuring you are only investing in our expertise when the job is nearly complete. But don’t just take our word for it; our reviews speak volumes about the exceptional experience we provide to our clients.
