Credit Report
When you apply for a mortgage, your credit history is one of the most important factors in whether a lender will say yes. There are several types of credit issue that can affect an application, including:
Any of these can impact your ability to get a mortgage, and some can appear on your file without you knowing. It is always worth checking your credit report before applying for a mortgage or any other financial product.
Even if you are confident there are no issues, checking your file shows you exactly which commitments are recorded, so you can disclose them accurately to the lender. Undisclosed credit can lead to a lender reducing your offer or declining your application.
Use the link below to access our credit report review service through checkmyfile.
You are now leaving the regulatory site of JMH Financial. Neither JMH Financial nor PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site.
Found something on your file? Call JMH on 07538 286914 and we will talk it through with you.
