JMH Financial

Income Protection Insurance

We’re here to help | Give us a call

Income Protection

Protect Your Income, Protect Your Future with JMH Financial

Imagine this: an unexpected accident, illness, or injury leaves you unable to work. Now, ask yourself, how long could your savings sustain you? How would you manage your bills, financial commitments, and everyday expenses once those savings run out—or, worse yet, if you had no savings to rely on at all? It’s a daunting thought, but one worth considering.

At JMH Financial, we’re here to help you prepare for the unexpected with a solution that provides peace of mind: Income Protection Insurance.

Income protection is designed to safeguard your financial stability when life throws you a curveball. It offers you a regular monthly or weekly payment, ensuring you can maintain your lifestyle, meet your financial commitments, and focus on recovery instead of worrying about making ends meet.

Think of it this way: if you had a magic cash machine that provided £500, £1,000, £1,500, or even £2,000 every month, wouldn’t you do everything in your power to protect it? That “cash machine” is your ability to earn an income—and insuring it is one of the smartest decisions you can make.

At JMH Financial, we understand the vital role income protection plays in securing your financial future. That’s why we strongly recommend it to all our clients. The truth is, you’re statistically more likely to claim on an income protection plan than on life insurance. Yet, so many people overlook this critical coverage.

With a tailored income protection plan from JMH Financial, you can:

  • Safeguard your lifestyle against unforeseen events.
  • Cover essential bills, such as rent or mortgage payments, utilities, and other financial obligations.
  • Enjoy the confidence of knowing your financial well-being is secure, no matter what life throws your way.

Don’t leave your financial future to chance. Let JMH Financial help you create a personalised income protection plan that meets your unique needs and budget.

Contact us today to explore your options and take the first step toward peace of mind.

Income Protection Insurance Newcastle

Our Seamless Process

Step 1

Get In Touch

Contact us to discuss your requirements and let one of our financial experts guide you through the straight-forward process.

Step 2

Consultation & Advice

We’ll go through your personal information and get a better idea of what you need and give advice on products and proceeding.

Step 3

Proceed

We process your application, guide you through all the necessary steps to facilitate your financial requirements.

Frequently Asked Questions

We have all the answers to all your questions… get in touch today for a quick informal no obligation chat.

What is income protection?
Income protection is a safety net designed to provide you with financial peace of mind in the event that you are unable to work due to illness, injury, or any other unforeseen circumstances. This type of insurance steps in to replace a portion of your lost income, ensuring that you can meet your essential bills and maintain your standard of living during challenging times. At JMH Financial, we understand the importance of safeguarding your income, allowing you to focus on recovery rather than financial stress, ensuring that you and your loved ones can navigate life’s uncertainties with greater confidence.
How do I know if I need income protection insurance?
Determining whether you need income protection insurance hinges on your financial stability and personal circumstances; if you rely heavily on your income to support your lifestyle, safeguard your family, or meet ongoing financial commitments, it’s wise to consider this coverage. Think about how you would manage without your regular earnings for an extended period due to illness or injury, and whether you have sufficient savings or alternative income sources to weather that storm. If the thought of navigating financial challenges in such a scenario feels overwhelming, taking proactive steps to secure income protection could provide the peace of mind you need, ensuring that you maintain your standard of living even in the face of unexpected adversity.
How much does income protection cost?
The cost of income protection varies significantly depending on factors such as your age, occupation, health status, and the level of coverage you choose, making it essential to tailor a policy that suits your individual needs while ensuring peace of mind; at JMH Financial, we are dedicated to helping you navigate these options, ensuring you find a plan that balances affordability with the financial security you deserve in times of uncertainty.